function mmLoadMenus() {
  if (window.mm_menu_products_0) return;

  window.mm_menu_products_0_0 = new Menu("For Individuals & Families",200,16,"Arial,Helvetica,sans-serif",10,"#000000","#000000","#f3f3f3","#BFA7AC","left","middle",3,0,100,-5,7,true,true,true,1,false,true);
  mm_menu_products_0_0.addMenuItem("Health","location='http://www.terryjesterinsurance.com/products/individual-health.php'");
  mm_menu_products_0_0.addMenuItem("Life, Annuities, and Long-Term Care","location='http://www.terryjesterinsurance.com/products/individual-life.php'");
  mm_menu_products_0_0.addMenuItem("Medicare","location='http://www.terryjesterinsurance.com/products/individual-medicare.php'");
  mm_menu_products_0_0.hideOnMouseOut=true;
  mm_menu_products_0_0.menuBorder=1;
  mm_menu_products_0_0.menuLiteBgColor='#ffffff';
  mm_menu_products_0_0.menuBorderBgColor='#999999';
  mm_menu_products_0_0.bgColor='#DDDDDD';

  window.mm_menu_products_0_1 = new Menu("For Employers & Groups",150,16,"Arial,Helvetica,sans-serif",10,"#000000","#000000","#f3f3f3","#BFA7AC","left","middle",3,0,100,-5,7,true,true,true,1,false,true);
  mm_menu_products_0_1.addMenuItem("Health","location='http://www.terryjesterinsurance.com/products/group.php'");
  mm_menu_products_0_1.addMenuItem("Life","location='http://www.terryjesterinsurance.com/products/group.php'");
  mm_menu_products_0_1.addMenuItem("Retirement Planning","location='http://www.terryjesterinsurance.com/products/group.php'");
  mm_menu_products_0_1.addMenuItem("Online Census Form","location='http://www.terryjesterinsurance.com/census.php'");
  mm_menu_products_0_1.hideOnMouseOut=true;
  mm_menu_products_0_1.menuBorder=1;
  mm_menu_products_0_1.menuLiteBgColor='#ffffff';
  mm_menu_products_0_1.menuBorderBgColor='#999999';
  mm_menu_products_0_1.bgColor='#DDDDDD';

  window.mm_menu_products_0 = new Menu("root",147,16,"Arial,Helvetica,sans-serif",10,"#000000","#000000","#f3f3f3","#BFA7AC","left","middle",3,0,100,-5,7,true,true,true,1,false,true);
  mm_menu_products_0.addMenuItem(mm_menu_products_0_0,"location='http://www.terryjesterinsurance.com/products/'");
  mm_menu_products_0.addMenuItem(mm_menu_products_0_1,"location='http://www.terryjesterinsurance.com/products/'");
  mm_menu_products_0.hideOnMouseOut=true;
  mm_menu_products_0.menuBorder=1;
  mm_menu_products_0.menuLiteBgColor='#ffffff';
  mm_menu_products_0.menuBorderBgColor='#999999';
  mm_menu_products_0.bgColor='#DDDDDD';

  mm_menu_products_0.writeMenus();
} // mmLoadMenus()